What to do and what not to do in the aftermath of a house fire

After a house fire has been extinguished, the smoke has cleared, and the fire service has left, you are left with a disaster. It’s critical to know what to do and what not to do in the wake of a fire, no matter how big or small.

Your home will most certainly suffer substantial fire and smoke damage, as well as water damage, in the hours and days following a fire. It’s advisable to employ a professional restoration firm to manage the restoration procedure completely at this period. You don’t want to add to the already-devastating situation by causing more damage! Morgan Restoration can help you restore salvageable damaged items and get your property back to its pre-loss state.

While we prefer that you leave the restoration to us, there are some things you can do right away if your home has been damaged by fire. This blog provides a house fire checklist with ideas for what to do and what not to do immediately after a fire.

Five Things To Do After a Fire

  1. Report the loss and initiate the claim process by contacting your insurance company or agent as soon as possible by phone or in person. Make sure you have all relevant information, including the date and time of the fire, the location, the cause (if known), the amount of damage to your home and/or its contents, and any other circumstances that may affect your claim. The fire report contains a lot of this information. Your local fire department can provide you with a copy. Keep in mind that due to specific fire reasons or state limitations, this fire report may not be available.
  1. It’s a must to take pictures! Most people are so overwhelmed by the circumstance and the loss after a house fire that they neglect to photograph everything straight away before more damage occurs or items are taken. Take as many pictures of the damaged property as possible as soon as it is safe to do so.
  1. Fill out your insurance claim form entirely, but don’t sign it until you’ve double-checked all of the information. Also, make sure to include all of the policy’s supporting documentation (examples: receipts for temporary housing costs; contractor estimates plus proof of payment). Your insurance company will not pay in full until you have filed all required papers.
  1. If your insurance agent or claims adjuster has given you an estimate, do not accept it as final unless you are satisfied with it. Before the insurance company can make a payment, most policies require you to approve it.
  1. You’ll need to find a place to stay as quickly as possible following the house fire to help you heal. Check with your agent about vouchers that you can offer to your hotel or motel for additional living expenditures, as well as the time frame for reimbursement.

Many states have procedures in place to aid residents financially in the event of a disaster. After the fire, local disaster relief services may be able to assist. For further information, contact your local disaster relief agency or the American Red Cross. Individuals who have sustained a loss due to a disaster may be eligible for financial help from the federal government under specific circumstances.

Five Things To Not Do After a House Fire

  1. If it’s too unsafe to stay in your house, leave! After a house fire, there are numerous aspects to consider that could make your home risky. For example, electricity could be on, the house could be unstable owing to structural problems, the building’s facade could be on the verge of collapsing, or asbestos could be present (ask your insurance agent for advice). Don’t go back inside your house until you’ve contacted your insurance company and/or agent, even if it’s just to get your dogs or personal belongings. This is critical since a lot of harm can happen between the time you leave and the time you come back to examine what’s left.
  2. Nothing should be thrown away. Clothing, bedding, carpets, and other home items should all be inspected by a professional. You might be shocked to learn that some rescued and refurbished items retain their value! This is something that your professional repair company can assist you with. It’s also crucial not to toss anything out without first consulting your adjuster. You could be throwing away evidence that could help you prove your case, such as photos and receipts. For some items (furniture, appliances, etc.), the adjuster may take your word for it, but for others, he or she will almost certainly want to see invoices or receipts.
  3. Do not repair or replace anything unless your homeowners’ insurance company has given you formal permission. Although your insurance company should already be aware of the amount of damage to your house, it’s critical that they approve any repairs before you start. Otherwise, you risk paying for something twice, and even if you don’t, your insurer may refuse to pay for restoration services later.
  4. Don’t stop paying your utility bills. If you’re able to use them while repairs are being made, make sure you’re up to date on all bills and there are no deposits required before service is restored (or understand if you must pay extra.) Keep drains closed with plumber’s tape or a similar adhesive substance available at local hardware stores to prevent pollution caused by sewage gases.
  5. Don’t give up on your dreams! It is still possible to repair fire damage and emerge stronger than before with the correct assistance. Morgan Restoration is ready to assist you.

Call Morgan Restoration for Your Fire and Smoke Damage Restoration Needs After the Fire Department!

Whether your home has been damaged by fire, smoke, water, or mold, Morgan Restoration responds quickly and uses cutting-edge restoration technology to save your home. It’s time to call Morgan Restoration once your family is safe and the fire brigade has put out the flames. Throughout the restoration process, our professionals will collaborate with you and your insurance company to ensure that everything meets your expectations. 

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